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Lifetime Insurance Services - Local Michigan Insurance Experts
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You may not realize it, but there are actually two distinctly different types of insurance agencies. The first type is known as a captive insurance agency. An example of a captive insurance agency would be State Farm or Allstate. A captive insurance agency only represents one insurance company. An Allstate agent for example can only sell you a policy from Allstate. The other type of insurance agency is known as an independent insurance agency. An independent insurance agency represents multiple top-rated insurance companies rather than just one. As a result they have the ability to compare multiple options to find you the best fit in regards to coverage and price. Independent agents have a lot more options and it allows them to impartially shop the competition for you.
As an independent insurance agency, Lifetime is in a great position to help both our current and future clientele. Our licensed insurance specialists are there to help answer any questions you have and to help find you the best deal. Most Michigan consumers are unaware that insurance rates differ from one insurance company to the next. The rates often vary drastically. On a daily basis we are finding savings for our clients to the tune of hundreds and even thousands of dollars. Insurance is a guessing game and the insurance carriers are constantly trying to assess risk. The insurance companies have to take in more than they pay out if they want to stay in business. Each individual company comes up with their own proprietary formula that they use to calculate risk. This formula is different from one company to the next and it is ultimately used to calculate the rate you pay.
The key to finding the highest level of coverage and the best price is shopping around. If you just get a quote from one Michigan insurance company you aren't getting an accurate picture of the options available to you. This won't give you a clear view of what solutions are open to you. You need to compare rates from at least 3-5 insurance companies before making a decision. This is where Lifetime Insurance Services comes in.
Our highly skilled, licensed agents will take the time to find a plan that meets your needs and your budget. After we finish comparing rates we will call you back to present you with multiple options to choose from. Regardless of the company that Lifetime Insurance Services matches you with, we will always be your agent and your point of contact. So what are you waiting for? Give us a call today and let Lifetime Insurance Services go to work for you!
For a free quote call (888) 557-0121 or click here: lifetimeinsuranceservices.com
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